Meet Our Team

Our advisers have extensive experience of UK and international wealth management and financial planning, having lived and worked in various locations across Europe, the United States and the Middle East.

Our Team

We are all driven by the desire to do the very best for our clients, providing excellent service,
agile problem solving and carefully tailored advice. 

Jonathan Hives

Chief Executive

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Jonathan has worked in international financial planning for 16 years and across three continents. He has advised high-net-worth individuals and family estates in London, New York, Barcelona, Dubai, Malta and Frankfurt, practising in all areas of wealth and succession planning. He has invaluable first-hand experience when it comes to cross-border financial planning. 

Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients’ objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. He is qualified as an Investment Adviser in the United States (Series 65) and as a European Financial Advisor by the European Financial Planning Association. Jonathan also holds a BA (Hons) degree in Finance & Investment Management.

Tobias Band

Managing Director

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Toby began his career with a large international financial advisory, where he became their youngest ever Area Manager and was responsible for High-Net-Worth Wealth Management in ten European countries.

Toby’s mission is to bring high quality advice and excellent service back to financial advice. To ensure his clients are confident and on the right path whatever the twists and turns of life, his approach is simple: listen carefully, be unbiased in analysis, present options clearly, and review regularly.

Toby is an active member of the Chartered Insurance Institute, where he holds a Diploma in Financial Planning and a Level 6 CII Pension Transfer Specialist Certificate. He is also certified as a European Financial Advisor by the European Financial Planning Association and holds a BSc (Hons) in Mathematics.

Ben Barratt

Managing Director

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Ben started his career in the world of international wealth management, where he spent a number of years in Malta and Barcelona working with UK expats on various aspects of their financial affairs.

Ben is particularly focused on delivering a high-quality and personal service, ensuring that he is always on hand to assist his clients when needed. 

As a Chartered Fellow of the Institute for Securities & Investment, Ben has continued to add to his repertoire of professional knowledge. As a result of his achievements within the institute, Ben now sits on two exam boards that help to set the syllabus and examination papers for future generations of wealth managers.

He also holds a level 6 Pension Transfer Specialist qualification, a Diploma in Investment Advice (Securities), a Diploma in Investment Advice (Financial Planning & Advice), a Certificate in Pension Transfers & Planning Advice, a Certificate in Paraplanning and a BSc (Hons) in Economics.

Kyla Conway

Executive Assistant

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As Executive Assistant, Kyla provides support to the Directors to ensure the smooth running of their operations. Kyla skilfully manages administrative duties and coordinates all logistics within the company, as well as acting as the first point of contact for clients and investment partners.

Kyla previously worked as a Private Personal Assistant, managing operations abroad in Spain, the UK and the Netherlands. This experience developed skills that make her an invaluable part of the team at First Sentinel Wealth and for our clients too.

Kyla holds a BSc (Hons) in Geography from Newcastle University.

Barry Cridland

Compliance Officer

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Barry has worked a lifetime in the world of finance.

Through sales, marketing, product development and analysis, he moved into Strategy and Governance.

Along the way Barry has acted on Cross Industry Committee, notably on DB Pension Transfers; become the moral judge for a leading provider on transfers; built fund ranges for pensions and bonds; acted as a business negotiator between providers and major Advice companies: planned, built and delivered polices and products and achieved high management levels at both Financial Advisors and Product Providers.

Along the way, Barry has acquired a wealth of experience and knowledge which he now shares through his role as a Compliance and Business Consultant. This is bolstered through a long and developed relationship with regulators from PIA to FCA and an understanding of how working with the regulator can benefit the Advisor.

Looking forward, Barry runs his own, growing, Consultancy and is working, at FSW, with colleagues he has a strong relationship with, and a high respect for.

Sarah Collins


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Having worked in the industry since 1997, Sarah has enjoyed a successful career in the financial advice industry. Previously, she worked as a Financial Planner, predominantly advising clients who had returned to the UK after working overseas. She now runs her own paraplanning business providing technical research and report writing service.

She holds i) Certificate in Financial Planning (CerPFS), ii) Diploma for Financial Advisers (DipFA MIFS) and iii) Financial Advisers International Qualification (FAIQ)

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